What Do You Do If Your Credit Card Bill Is Incorrect?
Mistakes happen all the time but what do you do if you believe your credit card bill in incorrect? Checking your monthly bills is critical to catching errors. What happens if you complain, but...
Category: Credit
Divorce and Credit-How it Truly Effects You
Few things in life can be as complicated and messy as divorce and credit. If you’ve recently divorced or are going through a divorce, one of the important issues that you will have to...
Negative Information On Your Credit Report
What do you do if you discover negative information on your credit report? Negative information includes not only mistakes or inaccuracies, but negative things like late payments, maxed out accounts, and even debts that...
Establishing Credit the Easy Way
If you recently became an adult or have never had a credit account in the past, you may be wondering how you go about establishing credit. Establishing credit can be harder that you would...
Equal Credit Opportunity Act
Understanding What Creditors Can and Cannot Do The Equal Credit Opportunity Act (ECOA) ensures that all consumers are given an equal chance to obtain credit. This does not, of course, mean all consumers who...
Which of These Card Features is Best?
Picking the right credit card that fits your needs is not an easy feat. The huge number of options can be overwhelming and may make you ask which of these card features is best?...
How to Repair Your Credit and Buy a Home
If you are in the market for a house but your credit is not great, you may be wondering how to repair your credit and buy a home. Although it may delay the purchase...
Discover the Difference Between a Hard and Soft Credit Inquiry
Do you know the difference between a hard and soft credit inquiry? Knowing what these terms mean can be the difference between gaining or losing points on your credit score. Any time your credit...
Signs You Have to Many Credit Cards
How many credit accounts do you have? If you are like most people, you probably have to many credit cards. We’ve all been lured in by the siren call of better rates, special perks...
Do You Have Healthy Credit-A Quick Q&A
How do you know if you have healthy credit? Consider the following scenarios: Jeanne answered an ad that promised 0% financing for her new car. When she got to the dealership, the best she...