Common Pitfalls of Credit Cards
Credit cards are one of the financial industry’s success stories over the last half century since the first general purpose card was invented by Joseph P. Williams of the Bank of America in 1958....
Category: Credit Cards
Common Credit Card Terms
If you have never had a credit card before or if you are just starting your adult financial life, you may be unaware of some common credit related terms. Credit Cards This is a...
Cash Back Credit Card – Some FAQs
It seems like a great idea to earn money while you spend it, isn’t it? You can earn a lot of money with a cash back credit card. So use this article as a...
Can You Negotiate with Your Credit Card Company?
The average American household has nearly $10,000 in credit card debt. Many people are only able to make the minimum payment each month which is, on average, 2% of the balance. By paying the...
Credit History: Tips to Establish and Improve Your Score
Your credit history affects all aspects of your financial future. From insurance premiums to qualifying loans, even your employment opportunities, your credit history will follow you through your entire life. Establishing a great credit...
Avoid Payment Holidays When Offered
Once you’ve been paying off a credit card for a while you might be offered a ‘payment holiday.’ You’ll get a letter stating that since the company knows it’s difficult for some families around...
Using A Credit Card For Monthly Expenses
A credit card can be a great tool for managing your monthly living expenses. Using your credit card to charge all of your bills and purchases can make life easier. When used wisely, this...
Advantages of Switching Credit Cards
Whether it is taking advantage of introductory offers or simply deciding that you need a better deal than you have already, switching credit cards is an everyday part of life now. If you choose...
Accepting Business Credit Cards
Businesses today are most often making use of business credit cards to conduct transactions, both as vendors and as buyers. Despite this, there are still a number of vendors who do not accept business...
Debt Consolidation Loans
Credit cards are a great way to help you control your finances. Occasionally, we may make poor decisions with our money. Other times the events in our life can take us beyond what we...