Homeowners Identity Theft Coverage: What Is It and Should You Have It?
Identity theft is a nightmare scenario. The last thing you want is to discover someone has stolen your identity by opening a new credit card…
Monthly Archive: July 2022
What to Know About Total Loss Car Insurance Settlements
From stoplight fender benders to highway crashes, being involved in a car accident is both scary and stressful. Even if everyone walks away unharmed, your…
How Long Do Car Accidents Stay on Your Record?
Car accidents can be traumatic emotionally, physically, and financially. Even if everyone walks away from the incident with little or no injury, the aftermath can…
What Is Debt Consolidation?
Americans have an average credit card balance of $5,221, according to a 2021 analysis of Experian consumer credit data. While carrying debt is a part…
Credit Card Tips
There are credit card tips, and then there are credit card secrets. These latter are little known tricks that credit card companies play on you, as well as tricks you can use to get...
Best Debt Consolidation Loans
If you’re struggling with multiple credit card debts, consolidating those debts can help you get your finances back under control. With debt consolidation, you take…
How Does the Federal Reserve Affect Mortgage Rates?
If you’ve noticed how much interest rates have changed lately, you might be wondering how Federal Reserve interest rates affect mortgage rates. In the summer…
5 Secrets Credit Bureaus Don’t Want You to Know
There are a few secrets the credit bureaus would rather you don’t know. Let’s take a look at them, and you’ll see why. If you’ve ever applied for a loan or credit card, chances...
How to Cover Tuition Costs With the Post-9/11 GI Bill
The Post-9/11 GI Bill is an educational benefits program that provides up to 36 months of tuition and other financial assistance to eligible military service…
5 Things You Need to Know About Soft Credit Checks
Financial Guidance
5 Things You Need to Know About Soft Credit Checks
The uptick in the amount of borrowed money in the US shows no signs of…