Monthly Archive: April 2022

Credit Cards for People With Bad Credit

If you’ve ever had credit problems, then you’ve probably received offers for credit cards for people with bad credit. These offers range from legitimate to questionable to outright scams. How can you tell the...

photo of various people of multiple genders and races sitting around a table as viewed from above. The words "equal opportunity" is written in script in the center.

Equal Credit Opportunity Act

Understanding What Creditors Can and Cannot Do The Equal Credit Opportunity Act (ECOA) ensures that all consumers are given an equal chance to obtain credit. This does not, of course, mean all consumers who...