5 Secrets Credit Bureaus Don’t Want You to Know
There are a few secrets the credit bureaus would rather you don’t know. Let’s take a look at them, and you’ll see why. If you’ve ever applied for a loan or credit card, chances...
Category: Credit
Frequently Asked Credit Card Questions
It does not matter if you are a seasoned credit card user or you are opening your first credit account, you will have questions at some point. Here are the most frequently asked credit...
Understanding the Fair Credit Reporting Act
The Fair Credit Reporting Act (FCRA) is a federal law that helps to ensure the accuracy, fairness and privacy of the information in consumer credit bureau files. The law regulates the way credit reporting...
How To Build A Solid Credit Rating From Scratch
Building a credit rating from scratch is not as difficult as one might think. You can establish credit in as little as three months and have a solid rating in one year. From that...
How to Avoid Credit Card Scams
Credit card scammers are becoming ever more ingenious with the scams they try to pull off. You need to stay on your toes and be ahead of their game. You need to ensure you...
Tactics to Build Credit
If you are looking to build your credit as a new adult or to recover from past financial mistakes, there are a few things you can do to to begin to build a good...
How to Evaluate and Raise Your Credit Score
Why do some people get offers for pre-approved credit cards and others don’t? What do car dealers know about your financial health that you don’t know? The answer is your credit score. But how...
How to Save Money on Credit Cards
Most people never consider a credit card as being something you can save money on. If you carry credit card debt, there are some tactics you can use to same money on your credit...
Has Your Credit Card Interest Rate Increased?
No one wants to see their credit card interest rate increased. What triggers these increases and is there anything you can do about it? Are credit card companies trying to scam you? On the...
Getting Credit When You Are Over 62
If you’re an older consumer who has paid with cash all your life, you may find getting credit when you are over 62 difficult. That’s because you have no credit history of how you...