How to Pay Off Debt With Low Income
Being in debt can feel overwhelming. Credit cards, medical debt or student loans can all add up quickly, and your income might not cover the debt you’ve accrued. Fortunately, there are options to relieve...
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How to Negotiate Credit Card Debt
Many Americans have credit card debt that they carry from month to month. According to the Federal Reserve Bank of New York, total household debt rose to $16.9 trillion in the last quarter of...
How Much Is To Much Debt?
Debt is a part of life for many people, but when does it become too much? Debt can be a valuable tool for managing your finances, but too much debt can quickly become overwhelming....
Types of Retirement Accounts Explained
Retirement accounts are specialized savings accounts designed to help individuals set aside funds for their retirement years. These accounts offer tax advantages and various investment options that allow the funds to grow over time....
How to start saving for retirement
Saving for retirement is a crucial aspect of financial planning that everyone should prioritize. The earlier you start, the better, but it’s never too late to begin. Here are some tips to help you...
Achieving Financial Freedom
Achieving financial freedom is a long-term process that requires discipline, patience, and a plan. While the path to financial freedom may seem daunting, taking small steps every day can lead to significant progress over...
What happens to your debt after you die?
What happens to debt after someone dies can be a complex issue, with many factors influencing the outcome. In the United States, there are various laws and regulations that dictate how different types of...
The 4 Most Common Credit Score Myths
Having a healthy credit score is a key indication of your financial wellbeing, but most people are a little confused — or sometimes dead wrong — about how their score impacts them. An analysis from Capital One Insights...
Biden’s New Plan to Slash Credit Card Late Fees Could Save Americans $9 Billion per Year
Pesident Joe Biden wants to rein in what his administration sees as excessive late fees charged by credit card companies. Biden is announcing a new rule on Wednesday that would lower credit card fees to...
How to Consolidate Credit Card Debt
Americans owe almost $1 trillion in collective outstanding credit card debt, and the average credit card debt is $5,804. Managing credit card debt is even more complicated when your total debt is spread across multiple cards,...
What the Silicon Valley Bank Collapse Means for You (Even if You Don’t Have Money There)
By now, you’ve probably at least heard about the Friday collapse of Silicon Valley Bank, the largest bank failure in the U.S. since 2008 (and the second-biggest in the nation’s history). If you’re confused...