740credit.com Blog

Direct deposit loans and alternatives

Direct deposit loans are another term for payday loans but instead of receiving funds in the form of cash or a check, they’re deposited directly into your bank account. These loans may seem like...

7 common mistakes when refinancing your mortgage

Many homeowners consider refinancing their existing home loan to reduce their monthly payments, speed up their loan payoff or gain access to their home’s equity. Before you move forward with a refinance, though, it’s important...

What Happens if You Can’t Pay Your Debts?

Finding yourself unable to pay off a lot of debt can be one of life’s more stressful situations, especially with inflation making everything more expensive. Maybe you have aging parents with expensive needs or...

Chapter 7 vs. Chapter 13 Bankruptcy

Bankruptcy is one of those topics that nobody wants to become an expert in, but sometimes you have no choice. The good news is that compared to 2021, there have been fewer Chapter 7 and...

5 Steps to a Stronger Financial Plan

Most people do not know how to accurately assess probabilities and evaluate risk in their financial planning. As a result, their financial plan is likely to fall apart the moment something goes wrong. Which...

How to Reduce the Bite of Inflation

Inflation is causing American households to spend $445 more per month buying the same items they did a year ago, according to an estimate from Moody’s Analytics. Consumer prices jumped by 8.2% in September versus the...