Category: Credit

Tactics to Build Credit

Tactics to Build Credit

If you are looking to build your credit as a new adult or to recover from past financial mistakes, there are a few things you can do to to begin to build a good...

How to Evaluate and Raise Your Credit Score

Why do some people get offers for pre-approved credit cards and others don’t? What do car dealers know about your financial health that you don’t know? The answer is your credit score. But how...

How to Save Money on Credit Cards

Most people never consider a credit card as being something you can save money on. If you carry credit card debt, there are some tactics you can use to same money on your credit...

Getting Credit When You Are Over 62

If you’re an older consumer who has paid with cash all your life, you may find getting credit when you are over 62 difficult. That’s because you have no credit history of how you...

Divorce and Credit-How it Truly Effects You

Few things in life can be as complicated and messy as divorce and credit. If you’ve recently divorced or are going through a divorce, one of the important issues that you will have to...

photo of various people of multiple genders and races sitting around a table as viewed from above. The words "equal opportunity" is written in script in the center.

Equal Credit Opportunity Act

Understanding What Creditors Can and Cannot Do The Equal Credit Opportunity Act (ECOA) ensures that all consumers are given an equal chance to obtain credit. This does not, of course, mean all consumers who...