Do You Have Healthy Credit-A Quick Q&A
How do you know if you have healthy credit? Consider the following scenarios: Jeanne answered an ad that promised 0% financing for her new car. When she got to the dealership, the best she...
Category: Credit Reports
Credit History: Tips to Establish and Improve Your Score
Your credit history affects all aspects of your financial future. From insurance premiums to qualifying loans, even your employment opportunities, your credit history will follow you through your entire life. Establishing a great credit...
Crash Course On Credit Scores
You sit down to look at your credit report for the first time. If your scores are above 720, congratulations! You have excellent credit! If your scores are not above 700, no problem—let’s get...
Credit Scores – 5 Common Myths
Your credit score is an integral part of your financial life. It is important that you understand what it’s all about. Lenders, landlords, insurers, utility companies and even employers look at your credit score....
Before You Buy A Car, Check Your Credit
You’ve researched the perfect car to buy and the perfect time to buy it. But have you checked your credit report and credit score? A quick review of your credit report online before you...
3 Major Credit Bureaus – Which One Should I Contact?
There are three major credit bureaus that have information on you regarding your credit history. These bureaus are known as Equifax, Experian, and TransUnion. Anyone that has ever applied for a loan or credit...
Getting Your Credit Report For Free
If you were to tell someone that they can have a certain item for free, more than likely their response would be, “What’s the catch?” In the case of credit reports there is no...