Direct deposit loans and alternatives
Direct deposit loans are another term for payday loans but instead of receiving funds in the form of cash or a check, they’re deposited directly into your bank account. These loans may seem like...
Monthly Archive: November 2022
7 common mistakes when refinancing your mortgage
Many homeowners consider refinancing their existing home loan to reduce their monthly payments, speed up their loan payoff or gain access to their home’s equity. Before you move forward with a refinance, though, it’s important...
How To Avoid The Top Social Media/Email Gift Scams
There’s isn’t a week that goes by without getting an email or text telling me I won something valuable. I’m not that lucky, and neither are most people. According to Lookout Security, “spoofed (fake) social media...
What Happens if You Can’t Pay Your Debts?
Finding yourself unable to pay off a lot of debt can be one of life’s more stressful situations, especially with inflation making everything more expensive. Maybe you have aging parents with expensive needs or...
Chapter 7 vs. Chapter 13 Bankruptcy
Bankruptcy is one of those topics that nobody wants to become an expert in, but sometimes you have no choice. The good news is that compared to 2021, there have been fewer Chapter 7 and...
5 Steps to a Stronger Financial Plan
Most people do not know how to accurately assess probabilities and evaluate risk in their financial planning. As a result, their financial plan is likely to fall apart the moment something goes wrong. Which...
How Your Credit Score Effects Your Cost to Finance A Vehicle
As most are aware, your credit score has an effect on your cost to finance a vehicle. Although prices for new cars are moderating a bit, financing a vehicle purchase hasn’t been getting any...
Tips for Making Ends Meet in a Tough Financial Market
Making ends meet is a struggle for an ever increasing number of American families. Soaring prices are making it hard for many Americans to afford expenses each month. Costs are rising for nearly every major expense...