Compare Debt Settlement Pros and Cons
The term debt settlement comes from the idea that the creditor agrees to “settle” your account, and generally includes the closing of the account. Is debt settlement ever a legitimate and viable option? Yes,...
The term debt settlement comes from the idea that the creditor agrees to “settle” your account, and generally includes the closing of the account. Is debt settlement ever a legitimate and viable option? Yes,...
Three of the country’s largest credit reporting agencies are removing nearly 70% of medical debt from consumer credit reports, the companies announced in a joint statement Friday. Equifax, Experian and TransUnion will eliminate billions of dollars from the...
Overcoming debt when you are overwhelmed by it is no small task. If you cannot resolve your credit problems alone or need additional assistance, you may wish to contact an agency like the Consumer...
If you have a credit card and are behind on your payments, you may have heard from debt collectors more than once, reminding you that you are late with your payment. Most times, you...
The relationship between stress and credit card debt is a very close and, unfortunately, widespread one. A Public Interest Research Group and Consumer Federation of America analysis has revealed some hard truths. The average...
Even though you may have a bad credit history, debt consolidation may be a way for you to take charge of and improve your credit. For most people, being in debt is just a...
Before you begin the process of repairing your credit, you first need to ask yourself why you are having credit problems? Understanding how your problem occurred will help you better understand how you can...
Once you’ve been paying off a credit card for a while you might be offered a ‘payment holiday.’ You’ll get a letter stating that since the company knows it’s difficult for some families around...
When applying for student loans, it’s important for prospective college students to calculate their finances as best they can to receive the appropriate funding. From tuition and books to room and board, living expenses...
Have you found yourself in a position where you need to get out of debt? Well, you’re definitely not alone. Credit card debt is a way of life these days. What can you do...
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