Bad Credit-Understanding The Situation
Before you begin the process of repairing your credit, you first need to ask yourself why you are having credit problems? Understanding how your problem occurred will help you better understand how you can...
Category: Consumer Debt
Avoid Payment Holidays When Offered
Once you’ve been paying off a credit card for a while you might be offered a ‘payment holiday.’ You’ll get a letter stating that since the company knows it’s difficult for some families around...
Are Student Loans Better Than Credit Cards?
When applying for student loans, it’s important for prospective college students to calculate their finances as best they can to receive the appropriate funding. From tuition and books to room and board, living expenses...
Getting Out Of Debt-6 Simple Steps
Have you found yourself in a position where you need to get out of debt? Well, you’re definitely not alone. Credit card debt is a way of life these days. What can you do...
A Bad Credit Rating Can Be A Good Thing
Can a bad credit rating save you from bigger problems? Hasn’t it done just that for many young people? I’ll explain how with a couple true stories. Good Credit Rating Story My friend started...
Reducing Debt And Saving Money With A DIY System
Reducing debt and saving money can be a daunting task. Have you succumbed to the lure of credit cards and found yourself in a bit of a pickle? Welcome to the ever growing club...
Credit Scores – 5 Common Myths
Your credit score is an integral part of your financial life. It is important that you understand what it’s all about. Lenders, landlords, insurers, utility companies and even employers look at your credit score....