740credit.com Blog

How to Consolidate Credit Card Debt

Americans owe almost $1 trillion in collective outstanding credit card debt, and the average credit card debt is $5,804. Managing credit card debt is even more complicated when your total debt is spread across multiple cards,...

Retirement: What Happens If a Spouse Dies?

Determining primary and contingent beneficiaries is an integral part of estate planning. Without named beneficiaries, retirement accounts will go to your estate and be processed through probate. No one likes to think of what happens to...

3 big money mistakes you could be making

Americans are learning the hard way that they can’t always bank on their own financial knowledge. On average, U.S. adults lost $1,819 to personal financial errors in 2022, according to the latest National Financial...

Hacking College Costs

It’s no surprise that college is expensive, but today, prospective learners are increasingly skeptical of the price tag. Seventy percent of 18- to 34-year-olds who do not have college degrees — and 49% who...