What Is an HO-1 Insurance Policy?
Having a home insurance policy is critical to protecting your investment — and most mortgage lenders require borrowers to insure their homes. But not all…
Tagged: Home Insurance
Second Home Insurance: Insuring Your Vacation Home
Even if you only spend a few weeks a year in your second home, you’ll want to make sure to have an insurance policy to…
Earthquake Insurance: What Is It and How Does It Work?
Earthquakes are unpredictable. They can be so small they’re imperceptible to most people, or large enough to devastate entire communities. These natural disasters can cause…
Does Home Insurance Cover Natural Disasters?
When a natural disaster strikes, you can end up with a lot of damage to your home and a lot of stress. Homeowners insurance helps…
Home Insurance Exclusions: What’s Not Covered?
A standard home insurance policy protects your home and personal belongings against a wide range of perils, such as fires, explosions, and break-ins. But it…
Home Insurance Claim Denied? Why It Happened and What to Do
Having your property stolen or damaged is already upsetting, and an insurance carrier denying your claim can make matters even worse. Insurance providers can deny…
How to Compare Home Insurance Quotes
A home insurance quote is a price estimate for a policy to protect your home. Since home insurers base their quotes on their own pricing…
What To Do If Your Insurer Doesn’t Renew Your Homeowners Insurance
While home insurance isn’t required by law, it’s important to have it if you’re a homeowner. It can protect your personal belongings from fire, windstorms,…
Windstorm Insurance: What Is It and How Does It Work?
Owning a home often comes with unexpected expenses like maintenance, landscaping, and repairs. You’ll also need to pay for homeowners insurance to protect your home…
What Is Replacement Cost Coverage?
Homeowners insurance can help provide support when unexpected events arise. Insurers reimburse you for property damage in two main ways, which are known as replacement…