What Does Financing a Car Mean and How Does It Work?
Buying a car with cash can be quite challenging, which is why financing a car purchase is so common. When you finance a car, you…
Monthly Archive: May 2022
What Is an HO-4 Insurance Policy?
Different structures and situations require different types of insurance. HO-4 insurance, or renters insurance, is one of them. Renters insurance provides coverage for your belongings…
The Road to Financial Recovery
Sometimes life throws us a curve ball and we are faced with a situation that causes serious damage to our finances. It can take years to recover from a financial disaster, but financial recovery...
Medical Payments Coverage: What It Is and How It Works
If your health insurance has gaps or you’re looking for an add-on to your auto insurance policy to cover medical costs, then medical payments coverage…
HO-3 Insurance Policy & How It Compares
Homeowners insurance policies come in eight different levels, ranging from HO-1 to HO-8. These differ according to the building’s structure and even the type of…
Disposable vs. Discretionary Income: Definitions and Calculations
If you’ve ever completed a tax return, read a pay stub, or requested an income-driven repayment (IDR) plan for federal student loans, you realize you…
Fair Debt Collection Practices Act
If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a debt collector. You should know that in either situation, the Fair Debt...
Personal Property Coverage: What It Is and How Much You Need
When it comes to protecting where you live and what you own, a standard home insurance policy has six main areas of coverage, including personal…
Other Structures Coverage: What It Is and What It Covers
Homeowners insurance protects your house and the personal property in it in case of damage from weather, theft, and all kinds of unforeseen circumstances. But…
Divorce and Credit-How it Truly Effects You
Few things in life can be as complicated and messy as divorce and credit. If you’ve recently divorced or are going through a divorce, one of the important issues that you will have to...