How Much Are HELOC and Home Equity Loan Closing Costs?
A home equity loan or home equity line of credit (HELOC) typically has much lower closing costs than what you might’ve paid when you got…
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10 Best FHA Streamline Refinance Lenders June 2022
If you have an FHA loan, you can quickly and easily lower your monthly payments when interest rates fall through an FHA streamline refinance. This…
Best Home Equity Loan Lenders of 2022
The best home equity loan lenders offer a wide range of loan amounts and terms at competitive interest rates. They’re transparent about what they can…
9 Best VA Mortgage Lenders for Streamline Refinance (IRRRL)
A VA interest rate reduction refinance loan (VA IRRRL) — also known as a VA streamline refinance — can help lower your monthly mortgage payments…
Right of Rescission: What It Is, When It Starts, and More
The Truth in Lending Act (TILA), or Regulation Z, is a federal law that protects you from unfair and predatory lending practices. Under TILA, you…
How to Refinance an Underwater Mortgage
An underwater mortgage, sometimes known as an upside-down mortgage, is a home loan that has a higher principal balance than the home’s value. In other…
Pros and Cons of Refinancing Your Mortgage
Refinancing your home loan can lower your lifetime interest costs and reduce your monthly payment, among many other benefits. However, you’ll want to evaluate the…
Should You Refinance With the Same Lender?
You have plenty of financial institutions to choose from when refinancing a mortgage. But if you were happy with the place that originally funded your…
Refinance Programs for Seniors
If you’re a senior, you may have thought about taking advantage of record-low interest rates and refinancing your mortgage to save money or access your…
How to Refinance an Inherited Property to Buy Out Heirs
In addition to the sorrow of losing a loved one, inheriting a house with a mortgage can be a stressful time, especially when there are…