Has Your Credit Card Interest Rate Increased
No one wants to see their credit card interest rate increased. What triggers these increases and is there anything you can do about it? Are credit card companies trying to scam you? On the...
740credit.com Blog
What Happens If You Get Into an Accident Without Car Insurance?
Car insurance is a vital way to financially protect both you and other drivers if you’re in an accident. It’s so important, nearly every state requires you to carry car insurance as a prerequisite...
5 Things You Need to Know About Soft Credit Checks
The uptick in the amount of borrowed money in the US shows no signs of slowing down, signifying strengthening confidence in the economy. To put things into perspective, The Balance details that consumer debt...
How to Check for Identity Theft
Identity theft is becoming more common with every technological advancement and the toll it takes keeps rising. It now accounts for billions of dollars in losses and can come in many forms, from making...
How to Negotiate Credit Card Debt
Many Americans have credit card debt that they carry from month to month. According to the Federal Reserve Bank of New York, total household debt rose to $16.9 trillion in the last quarter of...
What Does ‘Middle Class’ Look Like in Today’s Economy?
What’s shrinking in size, overworked and woefully underpaid? If you guessed the American middle class: ding ding ding! You’re correct. Only half of U.S. adults live in a household with an annual income of...
Hacking College Costs
It’s no surprise that college is expensive, but today, prospective learners are increasingly skeptical of the price tag. Seventy percent of 18- to 34-year-olds who do not have college degrees — and 49% who...
5 Popular Strategies People Are Using to Escape Credit Card Debt
As inflation spiked over the last two years, almost half of Americans have taken to relying more on credit cards to make ends meet. A survey of 1,000 U.S. adults conducted by consumer website Debt.com finds 45% of...
Credit Repair FAQs
Credit score repair may be daunting but it’s really possible to fix your credit on your own or you could hire someone to do it for you. You can start it through now. Below...
How to Pay Off Debt With Low Income
Being in debt can feel overwhelming. Credit cards, medical debt or student loans can all add up quickly, and your income might not cover the debt you’ve accrued. Fortunately, there are options to relieve...
How Much Is To Much Debt?
Debt is a part of life for many people, but when does it become too much? Debt can be a valuable tool for managing your finances, but too much debt can quickly become overwhelming....