740credit.com Blog

How To Pay Off Student Loans

Did you know that the average amount for a student loan is $39,351? Some students, such as those attending medical or law school, can rack up loans in the hundreds of thousands of dollars?...

Does Checking Your Credit Score Lower It?

Lenders and credit card issuers carry out two types of checks on your credit. The first, a soft credit check, doesn’t impact your credit score at all. The second, a hard check, knocks a few points off your score every time. We’re going to walk you through everything you need to know. Source

FHA Loans Compared to USDA Loans

Mortgage loans from the Federal Housing Administration (FHA) and United States Department of Agriculture (USDA) are considered easier to qualify for than conventional mortgages. This fact makes them ideal for low and moderate income...